An Phat is the exclusive partner in Vietnam of V-Key, a digital security company founded in Singapore in 2011 that specialises in protecting applications, data and transactions on the user’s own device. With mobile apps now the main transaction channel for banks, e-wallets and enterprises, and a prime target for cybercriminals, V-Key’s solutions help organisations protect their users and systems proactively.
In Vietnam, V-Key’s solutions have been deployed by MoMo, Viettel Money, MB, LPBank, ACB, Kasikornbank, UOB Vietnam and Galaxy FinX.
The solution portfolio covers app protection, API security, Smart OTP/PKI authentication and eKYC. The core solutions meet the international OWASP MASVS standard and the State Bank of Vietnam’s information security regulations. By proactively detecting and promptly patching new vulnerabilities, they let businesses grow their digital services with confidence.
Every product is built on V-OS, the patented Virtual Secure Element invented by V-Key. V-OS embeds an isolated environment in the app to store cryptographic keys, data and application code, achieving a level of protection once available only in expensive hardware. Code obfuscation, white-box cryptography, anti-tampering and anti-debugging are tightly integrated into the V-OS virtual machine to form a threat-aware protection system. This foundation supports a wide range of use cases: digital banking, national digital identity, tokenisation, cardless ATM withdrawals and mobile document signing.
The solutions are already in use at MB, ACB, LPBank and Viettel Money, as well as at many major banks around the world.
Highlights
- V-OS Mobile App Protection: protects Android, iOS and HarmonyOS apps against reverse engineering, tampering and malware, with root and jailbreak detection
- API security
- V-OS Smart Token: Smart OTP/PKI transaction authentication that replaces hardware tokens and SMS OTP
- V-OS Face Biometrics & eKYC: face-based customer identity verification for online onboarding
- Core V-OS Virtual Secure Element technology, patented in the USA, Singapore, Australia, China and Europe, and designed to meet FIPS 140-3 Level 3 and Common Criteria EAL3+
- V-OS is accredited by Singapore’s Infocomm Media Development Authority (IMDA) and has passed multiple penetration tests by independent testers in Singapore and abroad (according to V-Key)
- Compliant with OWASP MASVS and State Bank of Vietnam regulations